The Supreme Court of India directs the Central Government to fully implement the Cashless Treatment Scheme for Road Accident Victims under Section 162 of the Motor Vehicles Act. Learn about the scheme, deadlines, and key legal developments.

Central Government Ordered to Enforce the 2025 Cashless Treatment Scheme

In a recent ruling, the Supreme Court of India has directed the Central Government to ensure the full implementation of the Cashless Treatment Scheme for Road Accident Victims, 2025, which came into effect on May 5, 2025.

The scheme, introduced under Section 162 of the Motor Vehicles Act, 1988, mandates free and immediate medical care to accident victims during the crucial “golden hour” following an accident.

Supreme Court Sets Deadline for Affidavit Submission

A bench led by Justices Abhay S. Oka and Ujjal Bhuyan instructed the government to file an affidavit by August 2025, detailing the scheme’s execution and publicity measures.

“We require the Central Government to provide an affidavit outlining the scheme’s execution, including the number of beneficiaries who received cashless treatment,” the bench stated.

Delay in Implementation Criticized

Despite Section 162 being in force since April 1, 2022, the Court previously criticized the government for its delay in enforcing the law. The current legal hearing was prompted by concerns over the government’s sluggish implementation.

Scheme Details: Free Treatment for Seven Days Post-Accident

The scheme allows accident victims to avail cashless treatment for up to ₹1.5 lakhs for a maximum of seven days from the date of the accident. Treatment is to begin immediately upon arrival at any approved hospital or healthcare facility.

Court Issues Strong Remarks on Public Health Infrastructure

On April 28, 2025, during a hearing, the Secretary of the Ministry of Road Transport and Highways (MoRTH) appeared via video conference to explain the delay.

Justice Oka expressed concern, questioning why massive infrastructure projects like highways were being constructed without basic healthcare provisions. He emphasized that the lack of immediate treatment on highways was resulting in preventable deaths.

General Insurance Council’s Concerns and Court’s Response

The Court was informed that the scheme had faced delays due to objections from the General Insurance Council (GIC). The justices warned that if GIC failed to cooperate, an alternative implementing agency would be appointed. The Secretary assured compliance with the directive.

Key Takeaway for Citizens and Stakeholders

With the Cashless Treatment Scheme now in effect, all road users and healthcare providers should stay informed about their rights and responsibilities. The Central Government is expected to launch a widespread awareness campaign to educate the public on the scheme’s benefits and procedures.

Conclusion

The Supreme Court’s directive marks a critical step toward strengthening emergency medical care for road accident victims in India. With the Cashless Treatment Scheme now active, timely government action and public awareness are essential to saving lives and ensuring justice through effective healthcare delivery.